Deposit Account

At OPI Bank, we believe that access to secure, reliable, and flexible banking solutions is essential for personal and community growth. Our deposit accounts are designed to cater to a wide range of customers, from individuals and families to non-profit organizations, offering tailored options that match every financial need.

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Deposit Account Details – OPI Bank

1. Eligibility

  • Applicants must be Iraqi citizens or Iraqi residents who are 18 years of age or older.

  • Minor accounts can be opened under the guardianship of a parent or legal guardian.

  • Special cases, such as accounts for veiled women, are allowed after fulfilling all necessary identification and legal conditions.

2. Types of Accounts

  • Individual Account: For single account holders.

  • Joint Account: For two or more individuals operating a shared account.

  • Minor Account: Opened under the name of a minor child, managed by a guardian until the child reaches legal age.

3. Documents Required For Residents:

  • National ID Card

  • Residency Card

  • Civil Status ID (بطاقة الأحوال المدنية)

  • Valid Passport (if available)

  • Two recent passport-sized photographs

  • Completed account opening application form

Note: For veiled women, special procedures are applied to confirm identity under cultural norms, while maintaining privacy and regulatory compliance.

For Non-Residents:

  • Valid Residency Permit (Iqama) or Work Permit

  • Valid Passport

  • Proof of address (Utility bill, lease agreement, etc.)

  • Two recent photographs

  • Sponsor letter (if required by regulatory body)

  • Completed account opening application form

Customer Segments:
The bank caters to diverse client segments including individuals, SMEs, large corporates, and institutional organizations. Each segment benefits from tailored solutions designed to meet specific financial needs, from personal wealth planning to large-scale project financing.