Employee Enrollment in Kurdistan

OPI Bank is proud to participate in the Kurdistan Regional Government’s (KRG) flagship initiative called “My Account”, known locally as Hisabi. This innovative program is designed to transform how public sector employees, retirees, and members of the security forces in the Kurdistan Region receive their salaries. By offering modern banking alternatives to the traditional cash-based system, this initiative aims to promote financial inclusion, transparency, and economic growth across the region.

Under the Hisabi program, employees are given the opportunity to choose their preferred banking provider to receive their salaries. OPI Bank is fully enrolled in the program and welcomes all eligible employees who wish to open a salary account with the bank. The enrollment process is simple, secure, and designed to be as accessible as possible, with customer support available both in person and online.

Benefits of Enrolling with OPI Bank under the Hisabi Program:

  • Fast and Secure Salary Access: Salaries are deposited directly into the employee’s OPI Bank account, eliminating the need for long queues and manual distribution of cash.

  • Free Salary Account Setup: There are no setup fees for creating your salary account.

  • Access to Digital Banking: All employees enrolled under this program receive access to OPI Bank’s mobile and online banking services, allowing 24/7 access to their accounts.

  • Eligibility for Personal Loans: With a verified salary account, employees become eligible for special low-interest personal loans.

  • ATM Network Expansion: To better serve public sector employees, OPI Bank is actively expanding its ATM network in key locations across the Kurdistan Region.

  • Exclusive Offers: Salary account holders receive periodic promotions, discounts on services, and early access to new banking features.

How to Enroll:

Public sector employees in Kurdistan who wish to receive their salary through OPI Bank can follow these simple steps:

  1. Visit an OPI Bank Branch: Bring a valid government-issued ID and your employee verification document.

  2. Fill Out the Hisabi Enrollment Form (available both in-branch and online).

  3. Select OPI Bank as Your Preferred Salary Bank.

  4. Receive Your ATM Card and Account Access Credentials.

  5. Activate your account via the mobile app or website.

For employees who cannot visit the branch, OPI Bank also offers mobile enrollment teams and partnerships with government offices to streamline account creation on-site.

Forms Required:

  • Government ID (Civil Status Card or National ID)

  • Proof of Employment or Salary Statement

  • Hisabi Program Enrollment Form (provided at branch or downloadable online)

This initiative is part of a broader strategy to modernize the banking system in Kurdistan, and OPI Bank is proud to be a trusted partner in this journey. By joining the Hisabi program through OPI Bank, employees not only gain a safe and efficient way to access their earnings but also step into the future of digital finance.