Online Pay Iraq
Changing the culture of payment
Consumers can shop from any local or international website or app that accepts payments by Mastercard using the Prepaid Mastercard, which is non-reloadable so as to better control online spending.
The card is sold in multiple denominations (USD 300, 100, 50, 25, and 10) to cater to different consumer needs. Several active cards may be obtained at the same time or gifted to family and friends. Prepaid Mastercard Card is available via Online Pay Iraq sales centers, Online Pay Iraq App, or by delivery services that are available in all Iraqi governorates.
The e-commerce cards are swiftly and easily activated through the Online Pay Iraq App, where all user transactions can be viewed.
Our Services
STAY UPDATED Manage your account and monitor your transactions on the Online Pay Iraq online account 24 hours a day, 7 days a week. GET YOUR Online Pay Iraq MASTERCARD The Online Pay Iraq multipurpose card is easy to obtain – just bring a valid ID document to anyOnline Pay Iraq branch and receive your activated contactless card within minutes. You can add funds to your card and instantly start using it.Online Pay Iraq
FEATURES AND BENEFITS No need for a bank account Accepted worldwide USD Currency Maximum credit limit No Annual or Hidden Fees Convenience with Contactless EMV enabled
We offer various types of e-vouchers and gift cards from stores like iTunes, Google Play, PlayStation, PUBG, Facebook, Skype, and others. These e-vouchers can be purchased directly through the Online Pay Iraq App, which sends in-app notifications to users upon the completion of a purchase.
Additionally, consumers can gift cards and e-vouchers to family and friends through an SMS sent to their mobile number, as well as track previously-bought e-vouchers through a special icon in the Online Pay Iraq App.
About Us
As the demand for e-payment services worldwide increases, it has become necessary to provide the financial, banking, government, and other business sectors with the latest and most advanced technical solutions in order to help them manage and conduct their financial transactions – in compliance with safety, security and reliability standards. It is also equally important to present citizens with the best and simplest ways to execute easy and secure online payments and purchases – anytime, anywhere
For this purpose, in 2016, we launched Iraq Electronic Gate for Financial Services Company (Online Pay Iraq) to conduct, offer, and facilitate e-payment services across the country. Online Pay Iraq is registered as a national company in Iraq and licensed by the Central Bank of Iraq (CBI) as an Electronic Payment Service Provider under License No. 4, according to the provisions of Law No. 56 of 2004. Online Pay Iraq is also licensed by Mastercard International and Visa International as a Principal Member and by MoneyGram as a main dealer of international remittances. The scope of services extended
From our headquarters in Al-Jadriya, Baghdad, our technical, commercial, and financial specialists from the e-payment and IT sectors work efficiently and professionally, 24/7, to deliver to our clients the best, easiest, and most secure global e-payment practices and solutions.
We provide our services and solutions to banks, financial and non-financial institutions, companies, and merchants that utilize e-payment services in their daily businesses. We deploy a wide range of premium services that make it easier to conduct different online purchases via cards, e-wallets or mobile by coordinating with all relevant parties.
Vision
To play a pivotal role in transforming the e-payment system in Iraq and drive the nation towards a cashless economy.
Mission
Mission To provide Iraqi citizens with facilitated access to an innovative, secure, convenient, and affordable e-payment platform.
Objectives
Objectives To be the pioneering e-payment platform and preferred choice for clients across different sectors by offering various segments of society and multi-sized government and private institutions class-leading products and services that cater to different business needs at the lowest costs.
- To be the leading e-payment solutions company, extending exceptional services that meet the aspirations of our clients, while keeping pace with the latest digital financial transactions solutions in order to help consumers and institutions complete their financial transactions electronically with utmost ease, convenience, safety, and security.
- To be a key contributor to rising financial inclusion in Iraq as a means of spurring national economic growth, facilitating and improving the lives of citizens, and bolstering transaction transparency – in line with the strategy of the Central Bank of Iraq and the ambitions of the e-Government of Iraq.
Core Values
- Security: We aim to provide the highest security levels and deploy cutting-edge technology solutions in compliance with internationally-adopted security protocols and information security standards that protect user rights and their related information. In addition to receiving the ISO 27001 international standard and other information security certificates of importance to organizations that deal with sensitive cardholder data, e-wallets, ATMs and points of sale, we obtained both the Payment Card Industry Data Security Standard (PCI DSS) certification and the PCI 3DS Core Security Standard certification, which are granted by the PCI Security Standards Council (PCI SSC). Besides positioning us as the first e-payment company in Iraq to hold both standards simultaneously, these certifications reflect our unwavering commitment to adopting reliable and secure measures and adhering to stringent security guidelines that safeguard cardholder data, so that our clients enjoy secure payment services wherever they may be.
